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Kwasi Kwarteng’s barely settled into the Chancellor’s chair – but the income tax shake-up in his first mini budget is causing shockwaves throughout the economy. There are, though, other ways to minimise the amount of your pay that you send to the Treasury. All it...

Which would you rather do right now: 1. Stick pins in your eyes 2. Listen to that Baby Shark song on loop for 48 hours 3. Sort out your finances around what happens if you or a partner dies? Yep, I bet you said either a or b. Or both a and b. Anything to avoid c....